Using Pooled Trust Funds

State Medicaid rules and federal law are used to determine what is categorized as allowable, discretionary, non-support or supplemental, special needs.  Monies from the Trust are never used for support, maintenance or primary medical.  The Settlement Solutions National Pooled Trust is designed to allow money to be put aside for the supplemental needs of a person with a disability.

Primary Rules

1. The request must be for the sole benefit of the trust beneficiary

2. The trustee can’t give the trust beneficiary cash

The following examples are not all inclusive, but illustrate the types of special, supplemental, non-support disbursements that are appropriate for the Trustee to make on behalf of the trust beneficiary.

Personal Services:

Cable TV, cell phone, internet, maid, insurance, transportation, entertainment, pet grooming, travel expenses, rehabilitation, tuition, music lessons, massage, seminars, movies, sporting events

Personal Care:

Hair care, eye and dental care, attendant care

Professional Services:

auto repair/maintenance, attorney/accountant/financial planning fees, home modifications/home improvements related to disability

Goods:

Vehicles, clothing, furniture, television/stereo, mattress/box springs, eyeglasses/contacts, vacations, hobby supplies, toys, essential dietary needs, computers/software, pets/pet supplies, prepaid funeral expenses (Amount varies by state), washer/dryer, musical instrument, household products, tools/supplies, kitchen appliances, outdoor grill, games, school tuition, gasoline, household appliances

Remember:  The Trust can purchase any good and service that adds to the trust beneficiary’s quality of life, and are not paid for by public benefits.

Caution: this list is just a guide; each state has differences in what they allow from your trust.

Non-Exclusive List of Permissible Trust Distributions

  1. Automobile/Van
  2. Accounting services
  3. Acupuncture/Acupressure
  4. Appliances (TV, VCR, stereo, microwave, stove, refrigerator)
  5. Bottled water or water service
  6. Bus pass/public transportation costs
  7. Camera, film, recorder and tapes, development of film
  8. Clubs and club dues (record clubs, book clubs, health clubs, service clubs, zoo, advocacy groups, museums)
  9. Computer hardware, software, programs, and Internet service
  10. Conferences
  11. Courses or classes (academic or recreational) including supplies
  12. Curtain, blinds, drapes, and the like
  13. Dental work not covered by Medicaid, including anesthesia
  14. Down payment on home or security deposit on apartment
  15. Dry cleaning and/or laundry services
  16. Elective surgery
  17. Fitness equipment
  18. Funeral expenses
  19. Furniture, home furnishings
  20. Gasoline and/or maintenance for automobile
  21. Haircuts/salon services
  22. Holiday decorations, parties, dinner dances, holiday cards
  23. Home alarm and/or monitoring/response system
  24. Home improvements, repairs, and maintenance (not covered by Medicaid) including tools to perform home improvements, repairs, and maintenance by homeowner
  25. House cleaning/maid services
  26. Insurance (automobile and/or possessions)
  27. Laundry service or washer/dryer
  28. Legal fees/advocacy
  29. Linens and towels
  30. Massage                              
  31. Musical instruments (including lessons and music)
  32. Non-food grocery items (laundry soap, bleach, fabric softener, deodorant, dish soap, hand and body soap, personal hygiene products, paper towels, napkins, Kleenex, toilet paper, any household cleaning products)
  33. Over-the-counter medications (including vitamins and herbs, etc.)
  34. Personal assistance services not covered by Medicaid
  35. Pet and pet supplies, veterinary services
  36. Physicians specialists if not covered by Medicaid
  37. Private counseling if not covered by Medicaid
  38. Repair services (appliance, automobile, bicycle, household, fitness equipment)
  39. Snow removal/landscaping/lawn service
  40. Sporting goods/equipment/uniforms/team pictures
  41. Stationary, stamps, cards, etc.
  42. Storage units
  43. Taxicab
  44. Telephone service and equipment, including cell phone, pager, etc.
  45. Therapy (physical, occupational, speech) not covered by Medicaid
  46. Tickets to concerts or sporting events for beneficiary (and an accompanying companion)
  47. Transportation (automobile, motorcycle, bicycle, moped gas, bus passes)
  48. Some Utility bills ( such as direct TV, cable TV, phone)
  49. Vacation (including paying for personal assistance to accompany the beneficiary)
  50. Clothing

Examples of Trust Distributions That Will Reduce/Eliminate SSI Benefits

  1. Paying for basic shelter-related expenses
  2. Paying for food
  3. Cash distributions to the beneficiary
  4. Paying for a service already paid for by another source
  5. Distribution not for the beneficiary (i.e., made primarily for the benefit of another person)

 

Testimonials What Our clients Have To Say

  • “Many of my clients have joined or have helped a family member join the Settlement Solutions National Pooled Trust. My experience working with this pooled trust has always been very positive.”

    -Derek B. Alvarez, Tampa, FL

  • “The Settlement Solutions National Pooled Trust are user friendly, fast, efficient and most importantly cost effective.”

    -Anthony F. Diecidue, Esq., Tampa, FL

Testimonials

Many of my clients have joined or have helped a family member join the Settlement Solutions National Pooled Trust. My experience working with this pooled trust has always been very positive.

Derek B. Alvarez, Tampa, FL

The Settlement Solutions National Pooled Trust are user friendly, fast, efficient and most importantly cost effective.

Anthony F. Diecidue, Esq., Tampa, FL

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